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That Finanzamt letter?
Let's decode it.

Finanzamt simply means tax office – Germany's local tax authority. Here's what its letters mean, what you need to do, and by when. Free Einspruch template ↓

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Background

What is the Finanzamt?

The Finanzamt is Germany's local tax office. Every resident who earns income in Germany will receive letters from them — tax assessments (Steuerbescheid), payment reminders, tax ID notifications, and more. These letters are always in German, full of legal jargon, and often come with deadlines you can't afford to miss.

Common Letter Types

What's in your envelope?

Steuerbescheid

Your annual tax assessment. Shows what you owe or what's being refunded. Has a 1-month objection deadline (Einspruchsfrist) — miss it and you accept the result.

Steuerliche Identifikationsnummer

Your tax ID number. You'll need this for your employer, bank, and tax returns. No action needed — just save it.

Vorauszahlungsbescheid

Advance tax payment notice. The Finanzamt wants you to prepay estimated taxes quarterly. Comes with specific payment dates.

Mahnung (Payment Reminder)

You missed a payment. This is a formal reminder with a new deadline. Ignore it and you'll face late fees and enforcement.

The #1 expat panic moment

You open your mailbox. There's an official-looking envelope from "Finanzamt Berlin" or "Finanzamt München". You open it. It's three pages of dense German legal text with numbers, paragraphs, and a deadline. Your heart rate goes up. Google Translate gives you word salad. You don't know if you owe €3,000 or if you're getting €3,000 back.

Free template

Sample objection: Einspruch against a Steuerbescheid

Think your tax assessment is wrong? You can object in writing — in German, by letter, fax or via ELSTER. Here is a short sample you can adapt.

Sample letter in German — replace everything in [brackets]:
Max Mustermann Musterstraße 1, 10115 Berlin Steuernummer: 12/345/67890 Finanzamt [Ort] [Adresse des Finanzamts] [Ort], [Datum] Einspruch gegen den Einkommensteuerbescheid [Jahr] vom [Datum des Bescheids] Sehr geehrte Damen und Herren, hiermit lege ich Einspruch gegen den oben genannten Bescheid ein. Begründung: [z. B. Die Werbungskosten für mein häusliches Arbeitszimmer in Höhe von ... € wurden nicht berücksichtigt. Belege füge ich bei.] Ich beantrage, den Bescheid entsprechend zu ändern. [Optional: Zugleich beantrage ich die Aussetzung der Vollziehung in Höhe des strittigen Betrags.] Mit freundlichen Grüßen Max Mustermann

What to fill in:

⏰ Deadline: 1 month after the Bescheid was delivered (§ 355 AO). Delivery by post counts as the 4th day after the date on the letter.
✍️ Let xPlainly write yours — from your actual letter →

A sample, not legal advice. For large amounts or court deadlines, talk to a tax advisor, lawyer or advice centre.

FAQ

Common questions

What does Finanzamt mean in English?+
Finanzamt means tax office. It is your local German tax authority: it sends tax assessments (Steuerbescheid), payment reminders and requests for documents – most of them with a deadline.
What does a Finanzamt letter mean?+
A Finanzamt letter is an official communication from the German tax office. It could be your annual tax assessment (Steuerbescheid), a payment reminder, or a request for additional documents. Most come with deadlines.
Is a Finanzamt letter urgent?+
Often yes. A Steuerbescheid has a 1-month objection deadline (Einspruchsfrist). Payment reminders (Mahnung) require immediate action. Missing deadlines can result in penalties.
Can I get my Finanzamt letter translated?+
xPlainly uses AI to instantly explain your Finanzamt letter in plain English or 25 other languages — not just translate, but explain what it means and what you need to do.
Related

Other official letters explained

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